RVs

RV INSURANCE

Coverage for the Vehicle That Takes You Places.

RV insurance protects more than a vehicle. It can help cover the motorhome or trailer, the belongings you travel with, and the liability risks of life on the road.

RV COVERAGE

Protection for More Than Just the
Vehicle.

Whether you travel a few weekends or live in your RV for long stretches, coverage should reflect how the vehicle is used and stored.

Physical Damage

Liability coverage can help with covered injuries or property damage when you are responsible while driving a motorhome.

Liability Protection

Collision coverage can help repair or replace the RV after a covered crash, subject to the policy deductible.

Personal Property

Comprehensive coverage can help with covered theft, fire, storms, vandalism, and other noncollision losses.

Additional Protection

Personal property coverage may protect camping equipment and belongings carried in the RV, with limits and exclusions that vary.

GOOD TO KNOW

Your RV Insurance Should Match How You Use Your RV.

Roadside assistance and emergency expense coverage may help when a breakdown or covered loss interrupts a trip.

INSURANCE EDUCATION

Know What You're Insuring Before You Hit the Road.

Motorhomes and towable trailers have different insurance needs. A specialized policy can address both vehicle risks and living space exposures.

RECREATIONAL VEHICLES

Coverage for Different Ways to Travel.

Full time RV use can require broader liability and personal property protection than occasional recreational travel.

Motorhomes

Agreed value, total loss replacement, and actual cash value options handle major losses differently. Availability depends on the RV and insurer.

Travel Trailers

Accessories such as awnings, satellite equipment, and permanently installed upgrades should be included when estimating value.

Other RVs

We review the RV, travel patterns, storage, and personal property so your coverage fits the way you explore.

CUSTOMER EXPERIENCE

A Difference You Can Feel.

“

The agent understood the details of RV travel and made sure our vehicle, gear, and time on the road were considered.

Customer Name

Verified Customer

RV INSURANCE FAQ

Common Questions About RV
Insurance

Insurance is generally required for a motorhome driven on public roads. A lender may also require physical damage coverage for a financed RV.

Question 1

Many policies require health questions and some require an exam. Other options use simplified underwriting, but eligibility, price, and available limits can differ.

Question 2

Major life changes can affect your insurance needs. Updating your policy after adding a vehicle, remodeling your home, or purchasing valuable items can help ensure you have the right coverage.

Question 3

Your coverage should reflect your current needs and circumstances. Regularly reviewing your policy with your insurance agent can help identify gaps and make sure your protection stays up to date.

RVs