Motorcycle

MOTORCYCLE INSURANCE

More Than Just a Motorcycle. It's Your Freedom.

Motorcycle insurance helps protect your bike, your finances, and your freedom to ride. We can tailor coverage to your motorcycle and the way you use it.

MOTORCYCLE COVERAGE

Coverage Built Around Your Ride.

Two wheels bring a different kind of experience and a different set of risks. A dedicated motorcycle policy is built for both.

Liability

Liability coverage can help when you are responsible for another person’s injuries or property damage.

Collision

Collision coverage can help repair or replace the motorcycle after a covered crash, subject to the deductible.

Comprehensive

Comprehensive coverage can help with covered theft, vandalism, fire, hail, and other losses not caused by a collision.

Custom Equipment

Uninsured and underinsured motorist coverage may help when an at fault driver has little or no insurance.

GOOD TO KNOW

Every Rider Has Different Needs.

Optional coverage may be available for helmets, riding gear, custom parts, accessories, and roadside assistance.

INSURANCE EDUCATION

Understand Your Motorcycle Policy Before You Ride.

Motorcycles are generally not covered by a standard auto policy. A separate policy helps address the vehicle and liability risks specific to riding.

5 REASONS

Why Consider Motorcycle
Insurance?

Coverage should consider the bike’s value, modifications, storage, annual mileage, passengers, and riding habits.

Protect Your Investment

Custom parts can quickly exceed the amount included automatically. Documenting upgrades makes it easier to select an appropriate limit.

Liability Protection

Seasonal riding does not eliminate year round risks such as theft, fire, or storm damage while the bike is stored.

Protect Your Equipment

Liability limits help protect savings and income when a rider is responsible for a serious accident.

Financial Protection

Physical damage coverage should reflect whether you could comfortably repair or replace the motorcycle after a loss.

Ride With Confidence

We understand that every rider and motorcycle is different. Our job is to explain the options and help you protect what matters.

CUSTOMER EXPERIENCE

A Difference You Can Feel.

“

The agent asked how I actually ride and helped me cover the bike and equipment without adding things I did not need.

Customer Name

Verified Customer

MOTORCYCLE INSURANCE FAQ

Common Questions About Motorcycle
Insurance

Motorcycle insurance is required in many states, though rules and minimum limits vary. We can review the requirements that apply where you ride.

Question 1

Many policies require health questions and some require an exam. Other options use simplified underwriting, but eligibility, price, and available limits can differ.

Question 2

Major life changes can affect your insurance needs. Updating your policy after adding a vehicle, remodeling your home, or purchasing valuable items can help ensure you have the right coverage.

Question 3

Your coverage should reflect your current needs and circumstances. Regularly reviewing your policy with your insurance agent can help identify gaps and make sure your protection stays up to date.